Software of the Month Club New Member XXII CD-ROM Program Guide - DOS Business - AmortizeIt! 2.1 Plan loan payments effortlessly Determine all loan variables with this comprehensive analyzer and calculator. It calculates unknown figures and gives you many "what if" scenarios, including principal amounts, interest rates, loan duration and payment amounts. Supports accelerated biweekly payments, tax consequences, accrued interests, custom payments, discount mortgages, miscellaneous fees, random payments, fiscal year totals and more. * Choose from six calculators: loan, refinance, remaining balance, accelerated payment, interest due and balloon payment * Create and print complete amortization schedules * Import and export dBase files (Application by Pine Grove Software) As-Easy-As 5.70 Powerful spreadsheet program This amazing spreadsheet application is perfect for any finance and accounting department. It includes many functions found in commercial products, like Lotus 1-2-3. Complete with multi-variant regression, linear programming and complex matrix operations. Work with math, financial, engineering and scientific functions. * Choose from 14 standard graphs, including X-Y, bar, pie and area * Includes six true 3D graphs: bar, surface, poles, pyramid, X-Y-Z and contour * Creates macros * WKS and WK1 file compatibility * Includes dBase file Read/Write commands (Application by Trius, Inc.) Business Clock Link 2.9 Seize the time! Transform your computer into a time-clock with this comprehensive labor-tracking system. Monitor production with the manager's module. Improve worker communication with its e-mail messaging system. Employees can send confidential notices immediately. Maintain discipline with on-line demerits and reprimands. * Contains clock in/out station modules * Supports bar coded badges * Ticker tape transaction report * Complete with networkable file system, netware time synchronization, real-time job and task reporting (Application by BizMark Development; The password is BOSS) Easy Base 11.0 Create your own menu-driven databases Create custom menu-driven applications with this free-form database. Design forms for storing information and managing data over networks. Perfect for creating specialized forms for data-entry clerks. * Simple screen painting environment for designing forms * Uses relational links (look-ups) to import data from other forms * Supports 99 users per form (Application by Easy Software) Label Master 5.1c Stay in touch with your clients A label printing program with extra features. Besides printing envelopes and mailing labels, it keeps records of client information, and writes letters and reports. It has a phone dialer, internal memo pad and calendar. * Prints postal bar codes * Checks for duplicate entries * Complex search and replace functions * Import and export dBase and ASCII files * Unlimited entries for contact information (Application by RKS Software, Inc.) Money and Banks 1.6b Balance your accounts Organize your bank accounts with this financial system. It's like having your own bank teller in the office - or at home. * Print on regular checks * Create and print mailing labels * Pop-up calculator * Stay on schedule with the calendar * Credit card number reminders (Application by RCCO Research) OWL Portfolio Manager 6.1 Investment organizer This portfolio management and technical analysis system is perfect for investors. Shows price movement analysis. Technical indicators include moving averages, on-balance volumes, polynomial trend lines, correlation analysis and more. Organize different types of investments into individual portfolios and generate reports on any combination of portfolios. Maintain more than 5,000 securities in more than 500 portfolios. * Gain and loss reports * Track interest and dividends * IRS-approved accounting methods * Easy-to-use mouse menu * Online help * Macro support * Secure Erase for classified documents (Application by Otto-Williams, Ltd.) Sales Power Organizer A salesman's companion Manage vital sales information with this comprehensive business program. Includes customer lists, phone directories, calendar managers and financial reports. Forecast sales, plan sale cycles, order inventory, estimate quotes and more. Complete with an easy-to-use interface. * Export to ASCII text * Up to 250,000 records per database * Shortcut function keys (Application by Keycon Technologies, Inc.) Sales Register III 2.03 Fantastic Point-Of-Sales package Turn your computer into an electronic cash register with this POS system. Perfect for retail, wholesale, mail-order, restaurant, fast food and more. This complete program includes inventory control and stock management. * Track accounts receivable * Handle layaways, tips and commissions * Accepts cash, check, charge, coupons and food stamps * Send and receive sales register data files through modems or networks (Application by Louis M. Robert; The password is PASSWORD) Veradesk 1.5 Six amazing business applications These incredible programs include everything from inventory to personal information managers. Each program comes with a graphical interface, point-and-click options and password features. Choose from: * Veralite: create invoices and purchase orders * Filebox: file manager * Veracash: expense and accounting manager * Veradate: track appointments * Verabook: records your contacts * Verastat: generates statistical reports (Application by Clay Reid; Requires a DOS mouse driver)